Billions of people worldwide use their mobile phones every single day. These transactions form the building blocks that can be used for the 68% of adults who have no recorded financial history. Credit providers use Financial Identities to make informed decisions about creditworthiness.
Juvo builds highly predictive Financial Identities through mobile network operator billing, usage, and airtime lending data. Lenders can apply those insights to target qualified leads, screen applicants, and optimize loan portfolio management.
Discover new customer segments and target pre-qualified consumers with growth campaigns
Expand the products and services offered to the existing customer base, maximizing lifetime value
Alternative credit data provides insights into underbanked consumers with thin and no credit file to limit exposure
Financial Identities enable financial institutions to focus marketing spend on Juvo-vetted, pre-qualified leads
Consumer preference data drives the creation of new, personalized products and services that optimize customer value
Financial Identities augment existing credit modeling with alternative data to increase efficacy and minimize bad debt
With years of experience in scoring alternative data sources for lending and other financial decisions
Through the FiDaaS platform, Juvo enables partners to target
pre-qualified consumers to maximize conversion and revenue
Connecting to Juvo’s FiDaaS APIs unlocks access to over 250M consumers and over 6 billion daily updated attributes
Juvo manages financial identities In accordance with GDPR and other country-specific user privacy regulation